Auto Insurance

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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offer financial protection against theft and damage to the vehicle sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

• Bodily injury liability - for injuries the policyholder causes to someone else.
• Property damage liability - for damage the policyholder causes to someone else’s property.
• Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
• to supplement the costs and/or damage that may exceed the at-fault party’s liability and/or property damage limits.
• Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
• Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
• Collision - for damage to the policyholder’s car from a collision.

Contact us to learn more about the right car insurance for you.

(501) 951-2360
11809 Hinson Rd
STE 400
​Little Rock, AR 72212​​​​
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